Commercial Legal Indemnity

Whether you're placing a straightforward Legal Indemnity risk or a more complex case, our underwriters take a practical, commercial approach to finding the right solution.

We underwrite a broad range of commercial Legal Indemnity risks and can also consider cases that fall outside standard market appetite, including:

• Complex legal analysis
• Unusual ownership or transaction structures
• Incomplete or imperfect factual backgrounds
• Claimant dynamics that influence the risk profile
• Situations where the insured needs to actively manage risk after inception

In most Legal Indemnity policies, engagement with a potential claimant in relation to an insured risk may prejudice cover. Where appropriate, our Agreed Conduct policy structure can allow carefully managed engagement with third parties after inception, with the objective of achieving a negotiated settlement whilst maintaining insurance protection, subject to an agreed excess and the policy terms.

This can help align insurance with the insured’s wider risk mitigation strategy and commercial objectives, particularly where proactive management of the underlying issue may be desirable.